When Im Sixty-Four: The Plot against Pensions and the Plan to Save Them


Ghilarducci takes an unflinching look at the eroding economic structure of retirement in America--and what she finds is alarming.

She exposes the failures of pension regulators and the false hopes of privatized Social Security. She tells the ugly truth about risky k plans, do-it-yourself retirement schemes, and companies like Enron that have left employees without any retirement savings.

Ghilarducci puts forward a sweeping plan to revive the retirement-income system, a plan that will ensure that, after forty years of work, every American will receive 70 percent of their preretirement earnings, guaranteed for life. No other book makes such a persuasive case for overhauling the pension and Social Security system in order to provide older Americans with the financial stability they have earned and deserve. Project MUSE promotes the creation and dissemination of essential humanities and social science resources through collaboration with libraries, publishers, and scholars worldwide.

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When I'm Sixty-Four: The Plot against Pensions and the Plan to Save Them

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Time before death has special proprieties. Chief among them is scarcity, and scarcity always increases value.

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In Saul Bellow's novel Ravelstein , an older writer reflects on his life-threatening illness; he wants very much for his much younger wife to understand how valuable time is before death:. And Ivan Ilyich also mentions the slow rise of a stone thrown into the air. When it returns to earth it accelerates thirty-two feet per second.

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You are controlled by gravitational magnetism and the whole universe is involved in this speeding up of your end. Meter in poetry, tempo in music, form, and color in painting.

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Nevertheless, we do feel that we are speeding earthward, crashing into our graves. We are deep in a national bargaining session over "socially optimal" retirement. I wrote this book to articulate what is at stake: As I was finishing this book in the summer of , a retired United Airline pilot called me, apologetic for taking my time.